Pricing


Planning for your Future Shouldn't Be Expensive.

Our Pricing

Perfect401(k)’s low-cost pricing structure is designed to maximize your employees’ retirement savings. The more they save, the more years they’ll enjoy in retirement. Equally important, our low fees help protect you, as a personal fiduciary to the plan, from the explosion of pricing litigation in the industry.

To assure you’re not overpaying for your company 401(k), we offer a price guarantee!

We're so confident in our superior service and ability to provide that service efficiently that the annual “all-in” (total) cost of the services and features included in our Perfect401(k) plan will be less than the equivalent* services and features offered by our competitors.

*Only for plans with 10 or more participants.

Cost to Employers**

(Recordkeeping & TPA Services)

$363/quarter

for 10 Employees

($1,450 annually)

+

 

$6.25/quarter

per additional employee
($25 annually)

**Expense can be paid from plan assets.

 

Cost to Employees***

0.67% or less

(of account balance)

Includes:

.         The cost of the mutual funds in the account

·         Professional investment consultation for each employee

·         Participant support and education tools, both online and in-person

·         Delegated ERISA 3(38) Fiduciary Protection Services

·         Annual plan benchmarking and oversight

·         Continuing plan compliance, Form 5500 filing, testing, and maintenance

·         Custody and trading services

***Select costs for the included services may instead be delegated to the employer.

 

*Essential Services

Investments:

Ultra Low-Cost Plan Participant Investment Options - with no Hidden "Revenue Sharing" Costs

Optional Participant Fully-Managed Personal 401(k) Account Services

Unlimited Participant "Brokerage-Window" Accounts - at no Additional Cost

Administration & Support:

Comprehensive Plan Recordkeeping and Third-Party Administration

Online and "Paperless" (if desired) Plan Sponsor and Participant Portals

Ongoing Enrollment, Education & Support Provided Directly to Plan Participants

Fiduciary Risk Reduction:

Issuance of an "SSAE-16" Attestation of Assets from the Plan Custodian

ERISA "Section 3(38)" Discretionary Plan Fiduciary Services