You wanted the best retirement plan for your employees. Are they getting it?
37% of employees think that they do not pay any 401(k) fees
22% of employees are unaware whether their plan has fees
14% of employees do not know how to determine their fees
What your employees do not know could be a risk to your business
No Hidden Pricing
Know what you are paying. Our fully-transparent pricing saves you from hidden fees and protects you from potential fiduciary liability.
Investment Freedom
Choose any investment, from low cost index funds to your favorite social media site. Or have us invest for you. You decide.
Quick Onboarding
Switching to our plan is nearly effortless. After a simple 15-minute phone call with one of our 401(k) plan consultants, we take care of the rest.
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Did you know you can be held PERSONALLY liable for your plan's administration?
What Is Perfect401(k)?
Perfect401(k)TM is a cutting-edge, comprehensive, and turn-key 401(k) solution for all business sizes.
We focus on minimizing fee expense, increasing investment value and protecting plan sponsors against exploding industry litigation
We'll help you to design a 401(k) benefits plan that matches the precise needs of your business.
We care as much about performance and savings as you do.
We make plan implementation easy and fast.
No hidden fees ever.
Our Services
Retirement Plan Setup
Establishment and setup of 401(k), Cash Balance, and Defined Benefit Retirement Plans.
Plan Administration
Full retirement plan administration including recordkeeping, discrimination testing and tax filings.
Fiduciary Services
Investment selection and monitoring, plan review and plan document compliance.
Investment Selection
Full service "Designated Investment Alternative" (DIA) selection and monitoring.
Investment Services
Optional Professionally-managed, risk-based investment strategies for the “hands-off” investor.
Employee Consulting
Automated and in person employee education utilizing online tutorials and wizard based investment selection.
Annual Benchmarking
Customized annual benchmarking report that satisfies the ERISA Section 408(b)(2) fiduciary requirement.
Good Governance
Coordinate and facilitate ongoing plan sponsor oversight with industry updates and complete quarterly 401(k) investment committee meeting minutes.
Retirement Readiness Tools
A “retirement readiness” engine can be added to the plan participant portal for automated 401(k) planning assistance.